"Pay it forward" would be a revolutionary change to how students pay for college, eliminating tuition completely, if more states decided to use it, but now another one is considering, the New Jersey Star-Ledger reported.

Democrats in Trenton will consider legislation this fall that could be one of the largest overhauls to any college ever. Senate President Stephen Sweeney (D-Gloucester) said he will present legislation, along with Assemblywoman Celeste Diley (D-Cumberland), to form a committee of seven people whose task will be to review and report on the idea, called "Pay it Forward, Pay it Back."

The idea began in 2012 with a student group from the University of California-Riverside called "Fix UC," in reference to the entire school system. The plan scraps tuition altogether and has students pay back their college fees by way of five percent of his or her income for the next 20 years after graduation or leaving.

At the time, former UC system president Mark Yudoff called the idea "appealing," but did not seriously entertain the idea, according to the Huffington Post. Since, New Jersey has made the third state to at least consider the idea, joining Ohio and Oregon.

The committee will decide whether or not to implement a pilot program, the Ledger reported. The model would cut down significantly on student loans and would also likely be a payment option, rather than a requirement.

"When kids are getting out of college, they're buried in debt," Sweeney said. "It gives another pathway to higher education. As someone who didn't go to college and recognizes how fortunate I am that things worked out for me, you don't want to leave things up to luck."

Oregon's proposed plan would have students pay back three percent of their incomes for 24 years and, like New Jersey hopes to do, have assigned a committee to decide if an introductory program should be undertaken.

The radical overhaul has caught on in numerous states despite the various holes its critics have poked.

"It needs a lot more details," said Mark Kantrowitz, a financial aid expert. "There are a lot of aspects of this that they just haven't considered."

Some critics do not know how a school would keep track of so many students' incomes, especially those who leave the state or the country. Some have also questioned whether three to five percent of a former students' income is enough to run a school. Lastly, the "pay it forward" plan does not cover books and fees separate from the school, which tend to add up over a four-year period.

Sweeney and Riley acknowledged the numerous obstacles facing the idea, like if the economy collapses and unemployment sky rockets. Sweeney said he is prepared for the committee to say the plan is not possible.

All things considered, said Sweeney, "It's absolutely worthy of study."